But hard currency deposits are only accessible in six-month installments over a two-year period.
Foreign currency deposits, investment trust, and home loans make up the bulk of transactions.
Members must make their local currency deposits in Caracas, to enter into force on sucre.
The marginal reserve requirement for domestic currency deposits of residents and nonresidents was increased from zero to 15 percent in February 2008.
The second measure is the share of all foreign currency deposits held by domestic residents at home and abroad in their total monetary assets.
Default risk: Arises if the bank uses the foreign currency deposits to lend in foreign currency.
People are opening foreign currency deposits.
The bank also operates foreign currency deposits and performs trust and fiduciary business.
In a strict sense, foreign-exchange reserves should only include foreign currency deposits and bonds.
In Belgrade, some banks that held foreign currency deposits have halted withdrawals.