The average homeowner would save about $80 a year, council members said.

The church's community development corporation struggles to help desperate homeowners save their homes from foreclosure and the unemployed find work.

And a homeowner who installs his or her own floor will save anywhere from $2.50 to $4 a square foot in installation costs.

Energy auditors will also point out ways that homeowners can save money by increasing the energy efficiency of the house.

Indeed, it seems in the current environment, many homeowners can save money by refinancing, provided they stay in the home for a reasonable time.

"Every homeowner saved a few dollars on taxes, but we now have to make up for a decade or more of preventive maintenance," he said.

With a typical broker's commission at 6 percent, homeowners saved some $110 million last year by selling on the Web site, the company said.

It is hard to exaggerate how much money this program can help the homeowner save.

City officials and homeowners alike are saving money.

A homeowner could save as much as £10,500 by taking out a loan to buy their own system instead.