Thus a $100,000 homeowners policy provides an additional $50,000 worth of coverage for property inside the home.

In three months, starting with no leads, she sold 50 homeowner policies.

Most homeowner policies provide limited coverage for business equipment, usually up to $2,500.

The first thing to do is buttress your homeowner policy.

Insurers note that the other 49 states use national standards in setting homeowner policies.

A homeowners policy, after all, essentially pays off 100 to 1 in cash if the house burns down.

Structural damage from wind, fire or other loss is covered by individual homeowner policies.

Remember that flood and earthquake damage are not covered by a standard homeowners policy.

There are different types of coverage, from riders on homeowner policies to separate commercial insurance.

Most insurers want a business policyholder to also have a homeowner policy, and some companies require that you buy it from them.