But it means that they won't be benefiting immediately from higher gold prices.
The authors said the agencies provided "evidence that a substantial minority of the homeless population can immediately benefit from employment and training programs."
All told, scientists estimate, at least 50,000 people in the United States could immediately benefit from the new test.
Therefore executives often focus more on work they can immediately benefit from.
Proponents say residents could benefit immediately by taking out home-equity loans based on a higher potential market value of their apartments.
But the Rudins, brokers say, don't always immediately benefit from their deals.
Consumers will not benefit from lower prices immediately, however.
"This is a mechanism where shareholders can benefit immediately."
Analysts said the deal would immediately benefit both companies.
The agreement does not affect recruitment or hiring practices, and some Government officials said that only a modest number of black agents would immediately benefit.