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"Incontestability."
Incontestability - in the United States, life insurance contracts may not be contested by the insurer at any point after the contract has been in force for two years.
A Yakus-like incontestability provision reached the Court in Adamo Wrecking Co. v. United States (1978).
The phenomenon was duly noted, dated and deemed sufficiently well understood; a very simple sign, "the fall of the Berlin Wall," repeated over and over again, immediately attained the incontestability of all the other signs of democracy.
In such cases the USPTO checks and confirms whether the request for incontestability meets formality requirements, but whether a registration is incontestable at law can only be determined during legal proceedings involving the registration.
The exclusions sometimes have "incontestability provisions" which limit the ability of the mortgage insurer to deny coverage for misrepresentations attributed to the policyholder if twelve consecutive payments are made, although these incontestability provisions generally don't apply to outright fraud.