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During the hiring process, employees sign many documents, including life, health and welfare coverage agreements or applications for insurance.
Much to her surprise, Blue Cross, the second-largest private insurer in the state, turned down her application for insurance because of a "pre-existing condition."
In 1935 she became supervisor of policy issues, a job she held for eight years which entailed reviewing all applications for insurance that arrived at headquarters.
Now that it is being used in the insurance industry, for example, the concerns include how a suspect claim might affect a customer's subsequent applications for insurance.
They received a thick package containing applications for insurance, an operating manual, rule books, umpire's and coach's manuals and a constitution and bylaws.
Applications for insurance through the association can be obtained at most insurance agents' offices or at the association's office at 100 William Street in Manhattan.
GEICO markets its policies primarily through direct response methods in which applications for insurance are submitted directly to the companies via the Internet or by telephone.
Under the code sections 331 and 359, when an insured has misrepresented or concealed facts which are material to the application for insurance, the underwriter may rescind the policy.
The 2011 Pulitzer jury said St. John, who was involved in the development of Internet applications for insurance analysis, offered "handy data to assess insurer reliability" and prompted legislative reforms.
It would have made it illegal for insurance companies to charge higher insurance premiums based on demerits assigned to drivers more than two years prior to an application for insurance.
ACORD has standards for personal and commercial lines and has been working with the Australian General Insurers to develop those XML standards, standard applications for insurance, and certificates of currency.
Bechtel Application for Insurance Construction of the pipeline was to be managed by the Bechtel Group Inc., which applied to Overseas Investment to help insure the pipeline, mainly against the risk that Israel might attack it.
While no one knows how frequently victims of domestic abuse are denied coverage, Ms. Eynatten said, in the last two weeks State Farm has received applications for insurance in 10 cases in which physical abuse, including child abuse, has turned up in medical reports.
However, telephone interpreting is more commonly used for situations in which all parties who wish to communicate are already speaking to one another via telephone (e.g. applications for insurance or credit cards that are taken over the phone, inquiries from consumers to businesses that take place via telephone, etc.)
For some patients, this has led to such nightmare scenarios as discovering that their bosses and co-workers had learned the details of their counseling, that the computerized records regarding a previous psychiatric hospitalization were available to all their doctors, or - most common - that their application for insurance was rejected simply because they had been in therapy.