clean credit

"The impact is going to be much greater as banks demand that people have clean credit to get the best mortgages," she said.

And only applicants with a clean credit record are likely to get these headline-grabbing rates.

But be aware that only those with the cleanest credit ratings will qualify for the 17.9pc interest rate.

After all, he had the money for a down payment, a squeaky clean credit history and a rock-solid career.

That means a lot of customers with clean credit histories can't get mortgages - and that's where we come in."

But just in case they find something, they tuck that clean credit card inside their wallet.

They've already sent him a bucket of laundered cash probably with clean credit cards and fake ID.

They are still in work, they still have clean credit histories - it is just that market forces have gone against them.

The situation is even more peculiar because I have a clean credit rating and have owned shares in the co-op where I now live since 1987.

"A good clean credit history will go a long way when negotiations are in play," said Zana Borisevic, an agent for Manhattan Apartments.

Your right, for people with a good deposit, clean credit history and access to a mortgage at a good rate, and nothing to sell the tipping point is near... unless something cataclysmic happens (possible)