The day of on-line banking is still just dawning.
But if you are thinking about on-line banking, note that many banks will offer very good deals on both products.
But two of the champions of on-line banking, once allies, are trying to persuade bankers to follow different paths.
To be sure, on-line banking has a long way to go before it replaces the neighborhood branch.
And much of the business world simply isn't ready for on-line banking.
Because Quicken's loyal users are the first to jump into on-line banking, the program has attracted more banks than any other software package.
But long before such high-technology innovations arrive, on-line banking is starting to solve real problems, even for people who are far from the wired generation.
There is a choice of using a government controlled authorization system or using the same authentication service used for on-line banking.
Nearly all of the big banks now offer some sort of on-line banking.
It's a baby step toward on-line banking.
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