The bank expected the return on their investment by the 20th.
The bank expects to cut the cost of systems administration by 10 percent.
There was nothing in the notes that Banks hadn't expected.
All the banks expect to take at least 18 months to turn a profit.
The man who invited him in was younger than Banks had expected.
He said the bank did not expect to have to raise more capital than it had planned on.
That is also faster than the 3 percent rate the bank expects for rich countries.
If rates go up more than the bank expects, its interest revenue would fall by an additional 10 percent.
The sales job may be more difficult than the banks originally had expected because of the rush into the market.
If banks expected no "cover", they would be less likely to assume such risks.