Consumers themselves say they find it difficult to understand how the competitive system will work.

"The music industry is not listening to what the consumers are saying," he said.

Consumers say they have been shopping around, trying to get the best deals possible.

Most consumers say 5 to 10, but the answer is 40.

Right now, the consumer is saying things don't look that good.

"Consumers of the 1990's are likely to be more enthusiastic about trying new foods," the report said.

For example, right now consumers say that they are pessimistic but still seem to be spending.

In interviews, consumers often say what they think the interviewer wants to hear.

"Consumers like a product with good taste and no calories," he said.

Many consumers say they are confused over the card companies' criteria.