If you're not sure what to do with the rest, talk to a financial planner.

But a financial planner would probably be a good start.

Actually, financial planners say, I should have already started doing that.

Must they really wait decades to see whether their financial planner was right?

"A lot of people are calling themselves financial planners who don't have the education and experience."

The people who call themselves financial planners don't necessarily have a great deal of training.

The key players in this strategy have been financial planners.

Anybody can say that he or she is a financial planner.

Her first step was to seek out a financial planner.

Still, some money should be set aside, financial planners say.