But spend some time at Lake Isle and it becomes immediately clear that many permit-holders, particularly older people who use the pool daily, view it as a club.

The comparable fees at Lake Isle are $850 for residents and $1,950 for nonresidents.

Lake Isle charges residents $235 and nonresidents $470 for individual seasonal tennis permits.

"It's well worth the trip down," said George Papademetriou, assistant manager of Lake Isle.

Lake Isle - a man-made reservoir located in the north-western section of Wykagyl along the Eastchester border.

Even The Lake Isle of Innisfree - "the chocolate-box poem, the one they all got in school" - becomes a blues.

Without the new construction, the only place where such homes exist is in the neighborhood of Lake Isle, which surrounds the former town reservoir.

A community of apartments, detached houses and town houses now known as Lake Isle has since grown up around the lake.

Lake Isle, probably the most exclusive neighborhood, is also a microcosm of the scope of housing available.

All residents of Lake Isle have beach rights.