The return on personal savings over the past 10 years has been way above average.

As a percent of Americans' income, personal savings are only half what they were in the early 1970's.

People like getting something, such as a personal savings account.

After he added all of his personal savings, the film was still $100,000 under its financial requirements.

I said we need personal savings account for younger workers.

Over time, personal saving could increase if individuals choose to save more to pay for health care in their old age.

And a flat tax would mean no more taxes on personal savings.

He used his entire personal savings and was able to produce only 500 copies.

Americans' spending is down and their personal savings are up sharply.

A higher rate of return has two opposing effects on personal saving.