Insurance companies will take up some of the slack, now that the more aggressive lenders are in retreat.

Mr. Chipman is known as an aggressive lender, willing to finance drivers without the customary 20 percent down payment.

Such loans, he said, are being offered by aggressive lenders primarily as debt-consolidation devices, at interest rates as high as 14 percent.

The world of international banking is now full of aggressive, bright, but hopelessly inexperienced lenders in their mid-twenties.

Lawyers said the agreement would serve as a warning to other aggressive lenders and to the Wall Street bankers that finance them.

The retreat from lending was accelerated by France's big banks - some of whom had been the most aggressive lenders.

The low end will continue to decline as aggressive lenders bankroll new projects despite an oversupply of existing space.

If Republic Bank, known for its strong balance sheet and conservative lending practices, was hurt by Russia, what would happen to more aggressive lenders?

Citigroup and Bank of America have also been aggressive lenders and are likely to land spots within the syndicate.

But in 1982 it converted to a shareholder-owned company and soon became an aggressive lender on real estate.