In the past, company officials said they were working to improve lending practices at former Associates branches.

He then worked at the law firm of Dawson and Associates from 1992 to 1994.

At Associates, "the consumer has not always understood what he or she is buying," he said.

And some boards - the one at Computer Associates, for example - appear to be taking liberties.

I met my second husband when he came to work for me at Computer Associates as vice president for marketing.

"At Computer Associates I see a conflict that can't help but undermine their company."

He practiced privately at Jutras and Associates from 1971 to 1994.

The group also gave Citigroup officials a laundry list of changes they wanted to see made at Associates branch offices.

Officials at Stribling & Associates, the sales agent for the building, declined to comment.

Citigroup says it has changed lending practices at Associates since it acquired the company.