However, some bankers complain that examiners also tightened their approach.

Many bankers will not necessarily complain if someone makes more than they do.

"Yet you often hear bankers complain about people who waste their time, ask too many questions and get the carpet dirty."

Some bankers openly complain that the agencies were much quicker with the downgrades than they are with upgrades.

"But other bankers don't like that, and will complain."

"If we start injections of public money now, people are going to argue for management changes," the Japanese banker complained.

A Congressional aide said that some bankers in New England had complained about the way the bank's closing was handled.

Get the bankers to complain loudly to make us think that the government is being tough with its new regulations.

One banker working on the offering yesterday complained, "Let's hope this doesn't become a precedent."

The BIS standards do have flaws, though not the ones that bankers complain of.