Anyone who decides to buy should check out the prospective fund's borrowing habits.

But in compromising, an aide to the comptroller said, Mr. Hevesi will not cease his overall fight to curb the state's expensive borrowing habits.

Some would say that Gov. George E. Pataki's borrowing habits make "Call Me Irresponsible" a strong candidate.

One of Ramsey's largest creditors was sold to a larger bank, which began to take a harder look at Ramsey's borrowing habits.

Their computer screens are sifting a different kind of data, about the borrowing habits of credit card users.

She also doesn't think much of the borrowing habits of the boomers.

The best hope for improving the state's shoddy borrowing habits is an important, if little discussed, proposal to amend the State Constitution on the ballot Nov. 7.

The move cast doubt on part of a multibillion-dollar plan for transportation projects across the state and signaled the comptroller's resolve to curb the state's expensive borrowing habits.

But they insist that it will end the worst of the state's bad borrowing habits, improve its low credit rating and reduce its interest costs.

Finally, there are credit bureau files where fugitive debtors, unable to shake their borrowing habits, often make a reappearance.