Your business can borrow money from your pension fund on normal commercial terms.

Lower payments, longer terms and loosened criteria allow some businesses to borrow more money than otherwise.

So with interest rates falling and the price of money coming down, businesses should be borrowing and investing for the future.

Small- and medium-size businesses also borrow money at rates that are tied to the prime.

Without those guarantees, many small businesses cannot borrow on affordable terms.

And anyway, heavily indebted business doesn't borrow, it pays down debt.

Theoretically, with interest rates at unprecedented low levels, businesses will borrow more money to invest.

Growth puts upward pressure on interest rates as businesses borrow money to expand capacity.

Because numerous businesses borrow from them, they would be less vulnerable to the demands of any single borrower.

Most businesses simply cannot borrow, while others pay punishingly high interest rates.