Another is financial system reform - by both bankers and regulators.
He also references the lack of accountability for the dishonest practices by bankers that lead to the crisis in the first place.
The stampede by international bankers into the market from about 2004 sent prices for bank acquisitions through the roof.
Tory Central Office is also available for purchase by bankers and business.
This is sometimes referred to as the comfort factor by bankers.
The company came to market on April 1 at $23 a share, despite initial estimates by bankers that shares would trade between $17 and $19.
It states that they will even undertake not to influence their national central banks, which means rule by bankers.
Even the focus by investors and bankers on last quarter's bottom line may turn out to be less of a handicap than some argue.
The survey draws data from performance figures and nominations by bankers.
The government capitulated to private lobbying by bankers and agreed to let them find their own partners.