The current minimum capital level for commercial banks is 6 percent.

Its capital levels remain well above those required by regulators.

As a result, Stotler's capital level fell below the required 4 percent.

Higher capital levels provide a cushion for banks in rough times.

Regulators said they were unable to agree on capital levels.

The capital level is the financial cushion kept for times of stress.

At least a dozen of the nation's largest banks would have to increase their capital levels by 1992, they said.

They prefer quaint measures like a company's working capital levels.

But when the market fell sharply, their capital levels shrank.

The company said the regulators had not indicated what the new capital levels might be.