It put the value of the combined assets involved at $2.7 billion.
Virtually all the other combined assets must go for the one spouse's Medicaid care.
Lane said the combined assets of the two companies would exceed $3.4 billion.
Together the banks would have $300 million in combined assets.
One category would cover small institutions whose combined assets amount to less than $800 million.
The combined financial assets of these people grew by 3 percent, to $26.2 trillion, the report said.
The merger would create a company with more than $40 billion in combined assets, making it the nation's 11th-largest bank holding concern.
Still, it would rival big American banks, with combined assets around $770 billion.
These were very big institutions with combined assets of more than $100 billion.
It will also change its relationship with financial planners whose clients have less than $5 million in combined assets at the company.