They must obtain a $10,000 insurance bond to cover claims.
But the law doesn't cover such claims in food advertising.
The deal covers claims of about $10 billion in 40 nations.
A standard marine insurance policy covers claims under general average.
If the $960,000 is insufficient to cover claims, then the bank must provide more money.
Wall Street also knows that insurance companies can make earnings seem higher by setting aside too little to cover claims.
Should the state fund run short of cash to cover claims, it will be required to pay them from tax revenues.
But that money will not cover claims expected to reach $2.3 billion.
Part of the money will help Empire to cover claims, build new offices and grow.
American negotiators had argued that some of it should be kept to cover new claims.