"We denied coverage on the advice of our legal counsel."
"Because the insurance company has denied coverage, and we need to prove they were wrong."
And people who have had expensive illnesses are often denied coverage.
A health plan could deny coverage to people who refused to give consent.
Have you ever been wrongly denied coverage by your insurance company?
Younger applicants are also less likely to be denied coverage for health reasons.
"Companies love to deny coverage if they say you didn't answer the question."
For too long, we have allowed a system to deny coverage when people need it most.
The new employer may not deny coverage to the baby.
And you have to be prepared that they are going to deny coverage initially.