Breakfast only (235 4000; www.hotel-palazzo-zichy.hu; double b & b from €99/£87 per night).

But in many mutual funds, that return has been diluted by a lesser performance from their holdings of double B rated bonds.

Breakfast in the Great Room makes a memorable start to the day (028 9023 4888; themerchanthotel.com; double b & b from £160).

Paddy Burt paid £248 for double b&b and £26.50 for wine.

Wicker Park Inn (001 773 486 2743; www.wickerparkinn.com) has double b&b from $129 (£84) plus tax.

Bags of character and class, but no en-suite bathrooms in its main building (double b & b from £90 per person).

If you're lucky, the hotel dog will adopt you and sleep on your veranda (412 253920; www.weligamabayresort.com; double b & b from £120).

The Speech House Hotel (01594 822607; www.thespeechhouse.co.uk) in the heart of the Forest has double b&b from £72 to £179.

By 1989, the higher class of junk, rated double B, accounted for less than 23 percent of the junk market.

Also has a gastronomic restaurant (332 038; www.ducdebourgogne.be; double b & b from €115/£100).