This makes no sense when you consider that the publisher has eliminated such expenses as paper, printing, binding, warehousing, distribution, and "returns."

Analysts expect many of the nation's 12,300 banks to try to recover their health by merging to reduce competition and eliminate duplicated expenses.

State legislators, however, say the limitations are necessary to contain increases in local property taxes and to force local officials to eliminate unnecessary expenses.

In addition, banks, like any business, struggle to cut costs and have consequently eliminated certain expenses, such as adequate employee training programs.

Administrators scrambling to eliminate expenses have consistently made libraries a target.

Will retirement eliminate certain expenses, like commuting costs, a second car, business clothes and business lunches?

But there is pressure to eliminate expenses wherever possible.

Seller-financing, however, speeds up the closing process and eliminates expenses like points, the fees often charged by banks.

After the judge eliminates any unreasonable expenses, the bill is passed along to the County Commission, which may negotiate with the defense lawyer over the costs.

Administrators scramble every year to eliminate expenses, and libraries have been one of the most consistent targets.