The employer often matches the contribution in a 401(k), and employees can borrow from their accounts.

If you're lucky, your employer will match a portion of your contribution.

The plans can be even more attractive if the employer matches part of the contribution.

The other experts said anyone with a retirement plan in which employers match employee contributions should take full advantage of it.

In addition, most employers match employee contributions to a 401(k).

At some companies, employers match all or part of their employees' contributions to a 401(k) plan.

Many employers match employee contributions, so this is a particularly advantageous way to save for retirement.

Many employers offer, and will sometimes match, 401(k) savings accounts.

In a 401(k), employees contribute from their pay; employers often match a percentage of that contribution.

Most employers with a 401(k) plan match a fixed percentage of the employee's contribution.