Will the insurance company pay foreign hospitals and foreign doctors directly?

It has accredited 100 foreign hospitals since its start six years ago.

It is the first and only Philippine medical school to have an institutional clerkship program with a foreign hospital.

To be sure, insurers' worries about quality control and liability risk at foreign hospitals may still keep them from embracing medical tourism.

But just as American travelers begin getting comfortable with the safety of foreign hospitals, they face a new question.

It used to boggle my mind that she would give it all up to work in a foreign hospital," Ms. Evans said.

It's still used in a number of foreign hospitals.

Will it cover emergencies such as treatment in a foreign hospital, medical evacuation or an air ambulance?

Will it cover emergencies like a trip to a foreign hospital or a medical evacuation?

That means travelers may risk being treated in substandard foreign hospitals and struggle with huge bills.