The current program was implemented in 1995, and is considered to be a form of social insurance.

"And how am I supposed to report that on the insurance forms?"

Two days later, I found myself with yet another insurance form to fax.

So were concerns too specialized in one form of insurance.

The two sides have split over which insurance form was in place at the time of the attack.

A pile of what looked like insurance forms sat to one side.

They recently bought a $75,000 computer system to handle their insurance forms.

Since most states have some form of insurance, in practice the combined maximum rate is 6.2 percent.

"I view it as a form of insurance," she said.

Under our proposal there would be one standard insurance form, not hundreds of them.