Under that program, the company hopes to cut about $300 million a year from annual expenses, which have been running at around $4 billion.
Hospitals have also faced heavy costs, though it is not easy to separate short- from long-term expenses.
She saves any money left over from regular expenses for transportation to the children's medical appointments.
About $1.4 billion came from expenses related to job cuts.
Revenue and expense should be kept separate from personal expenses.
"Of course Amy wants to return to a normal life," he said, "but she's also broke from legal expenses over the past seven years."
The bill would increase protection from medical expenses for catastrophic illness.
But the bank also suffered from bloated expenses and a lack of controls.
The president also cut $192 million from salaries and related expenses at federal agencies.
Earnings were reduced by $90 million from one-time expenses associated with the merger.