Expect to spend time gathering the documents your housing counselor and/or mortgage servicer will need to evaluate your situation.

You can get free advice from HUD-approved housing counselors and licensed real estate professionals.

A housing counselor can still help you.

You may also contact a HUD-approved housing counselor for assistance.

If you would like to speak to a housing counselor, call 888-995-HOPE (4673).

Talk to one of our housing counselors!

If you work with a housing counselor, the odds are 1.7 times larger that you will avoid foreclosure.

A housing counselor can also help you make a budget so that you can meet your monthly mortgage payment and other expenses.

These HUD-approved housing counselors will help you understand your options and design a plan to suit your individual situation.

Click here for information on talking to a housing counselor.