You should ask your insurance company two questions:

You need to ask your insurance company two questions: Does my policy apply when I'm out of the U.S.?

Ask your insurance company two questions:

You will need to ask your insurance company two questions:

You should ask your insurance company two questions:

You need to ask your insurance company two questions: Does my policy apply when I'm out of the U.S.?

Ask your insurance company two questions:

You will need to ask your insurance company two questions: