Insurance experts and the insurers say there is no simple answer.
Today, insurance experts will examined the damage, already thought to top £100,000.
But insurance experts and some officials say there are problems with such a calculation.
Many insurance experts argue that such competition will be good for Americans.
An insurance expert once set his life expectancy at 48.
New York is the only state in the country with such rigid regulations, insurance experts said.
An investigator would probably find far more interesting deals from 1997 to 2000, insurance experts say.
Some other insurance experts agreed that the policy was a novel one, but said they would hardly call it a good deal.
That no one seemed to be managing such a process is highly unusual, insurance experts say.
Insurance experts estimated that the cost of the scattered damage could run to $600million.