Essentially a Standoff The insurance provisions represented essentially a standoff for both the insurance and banking industries.

A complex project finance structure may incorporate corporate finance, securitization, options (derivatives), insurance provisions or other types of collateral enhancement to mitigate unallocated risk.

After that, a catastrophic insurance provision would kick in, and the government would pay all additional drug bills.

The law's insurance provisions, which took effect last July, say that insurers may restrict their policies to avoid risk, but not as a subterfuge for discrimination.

He said the accord promises not just job security to many workers but generous health insurance provisions.

The governor and legislative leaders can then make sure that the new insurance provisions do not entangle these already-burdened families in too much additional red tape.

"But if you need 24-hour long-term care, that's a relatively new program, and insurance provisions still have to be worked out."

Fishing, too, required protection, for the activities of hostile seamen could easily lead to the loss of catches and vessels, for which there was no insurance provision.

So the extension of insurance provision has led to a greater likelihood of the reporting of many crimes.

But adding any amendments would make the legislative process much more complicated because of deep divisions among banks over what insurance provisions may be acceptable.