Mr. Abrams estimated that nationwide lenders might hold more than $4 billion in excess escrow funds.

The lender holds the check you wrote for the term of the loan, usually two weeks.

Some large lenders will hold their loans until such a gain is possible.

A lender who financed a project, authorized an auction, and was providing financing to purchasers holds all the cards.

With an existing home, he said, the lender provides money to the borrower and holds a mortgage on the house and land as collateral.

Foreign lenders, including several American banks, hold more than $10 billion in short-term Russian treasury securities denominated in rubles.

Even if a lender does not hold you to this when you go in for preapproval, you should hold yourself to it.

For the first time we are introducing the rule that a loan can only be granted if the lender holds a retention for securitisation in its books.

In almost all co-ops, one or more lenders hold mortgages on the property - the actual bricks and mortar.

"That means we think lenders are holding several billion dollars that should be in the hands of their customers."