Of course they still may want to, or to determine their lending decisions based on them anyway.

It is a tool or aid to a banker making a lending decision.

The government argued these losses were simply from bad lending decisions, rather than from fraud.

Financial institutions typically will buy a consumer's credit file from a credit bureau before making a lending decision.

Interest rates are no longer the dominant factor in banks' lending decisions.

New Resource's lending decisions factor in a sustainability measurement.

Charity Bank measures the anticipated social impact of each loan application as part of its lending decision.

Federal officials "seem to believe that keeping farmers on the land is more important than making prudent lending decisions," he said.

Statistically the models may have been good but they were significant contributors to bad lending decisions.

The growth in consumer debt levels has also reinforced the value of credit information to support responsible lending decisions.