Historically, profitability from lending activities has been cyclical and dependent on the needs and strengths of loan customers and the stage of the economic cycle.

The commercial credit companies can focus only on their loan customers.

He argues that Texas Commerce is not sitting on its hands - it plans to call on 97,000 potential loan customers this year.

Among the most important were rulings by the supreme courts of Maryland and Texas that loan customers' claims could be tried as class actions.

Advanta Bank Corp. had $2.7 billion portfolio of managed receivables from 360,000 credit cards and other loan customers.

Other options are available to most payday loan customers.

Now, while the overnight rate is 7.25 percent, many banks are still charging loan customers as much as 20 percent.

That lone banker is meant both to reassure customers who prefer humans to machines and to prowl the produce aisles for prospective loan customers.

Charlie gets all his from Nate, and a loan customer once, too.

Recognizing that it would have to help loan customers develop business skills, the bank insisted that applicants create a business plan.