The term includes the purchase of, or participation in, a loan made by another lender.

Did these loans make all that much difference to anyone who was not an authority on the subject?

The parents either forgive the loan or the child does not make paying it back a high priority.

There is also a risk that the loan will make it harder to sell a home.

Ms. Johnson and her husband plan to own their home for the long term, so a 30-year fixed loan makes more sense, she said.

His loan, approved in October, made him one of the first buyers to benefit from the change.

In that case the big loans organized a few months ago could have made the difference.

It is now difficult to get loans to make those expenditures.

He does admit, however, that even these seemingly small loans can make a big difference.

A loan like this makes a certain amount of sense.