A major problem anyway and this is despite the fact that my family income falls into the lowest bracket.

And 15 percent don't bother to save at all - mainly people in the lower brackets, but even some with high incomes, too.

"The president's plan is aimed at helping people disproportionately in the lower brackets," she said.

The few native members the churches attract tend to be those from lower socioeconomic brackets.

He just wants what he considers his fair share and does not believe that only people in lower brackets should get help.

Most Republicans, though, insist that all rates, not just the lowest bracket, should be cut.

But if I consider myself middle class it would be the lower bracket, because the lifestyle we have is very simple.

With lower brackets the deductions are worth less, and appreciation is not running at 10 percent.

But, if precedent is any guide, they'll trickle down to the lower brackets in a few years.

"The beneficiary is likely to be in a lower bracket than the trust."