He said the insurance was a bad investment for consumers because of the low odds of having a problem with the inside wiring.

The surgeon gave Kramer low odds on the surgery succeeding.

The low winning odds are just to make the change in probability more noticeable.

Last year in the Derby, they went off at pretty low odds, 11-1.

The Frankel-trained You is another who figures to go off at low odds.

Horses with sharp form have the lowest odds and hence return the least money per bet.

Clinical psychologists and social workers face lower, but still substantial, odds of having a patient die.

"And I'd have given that lower odds than this."

Along with the low odds, there's the high cost: about $8,000 per procedure, which most insurance companies won't reimburse.

There are also several options for couples that prefer the lowest possible odds of getting pregnant.