South of the old town is a low-income residential area.

"I would assume that it's the same in other low-income areas around the state."

About 30 percent of this lending will be in low-income areas.

Children living in low-income areas have virtually no access to books worth reading.

Between 1977 and 1989, for example, the number of banks in low-income areas declined 10 percent.

Almost all low-income areas are built up with little room for expansion.

And in low-income areas, where people lack insurance, sales may be slow.

The program would also provide grants to encourage business development in low-income areas.

The state has 56 such businesses, mostly in low-income areas.

But not enough is being done to combat crime and the drug problem in low-income areas, she said.