But the mobile phone companies argue that they use these charges to subsidise a service to lower-income customers.

And discount stores selling largely to lower-income customers should get 30 to 35 percent.

It would reduce bank premiums to 11.5 cents per $100 for all low-cost, limited accounts now offered to lower-income customers.

Much of it, merchants said, was picked up by smaller retailers catering to lower-income customers.

It is one of the best recognized companies in Poland (98% of the population) and is targeted at lower-income customers.

The traditional lower-income customers still expect to find staples like cleaning products and off-brand canned foods.

The chain is known for targeting urban, lower-income customers.

The bank will market more types of basic deposit accounts and credit cards to lower-income customers.

She also said the system was too expensive for lower-income customers.

Moreover, some groups say Chase's record is worse than Chemical's, largely because it has appeared to be shunning lower-income customers.