By 1991, nationwide banking in the United States will be a fait accompli as interstate banking barriers fall.

Robert Heller, a governor of the Federal Reserve, thinks nationwide banking could also help enhance the international competitiveness of the nation's small and medium-size companies.

Every other developed economy has nationwide banking, with brand names and branches as ubiquitous as, say, Exxon gas stations in America.

Come 1991, almost all the remaining state laws prohibiting full, nationwide banking will have expired.

Restrictions on nationwide banking would be eliminated over a three-year period.

United wants to improve its financial performance before nationwide banking comes to Colorado in 1991.

While bankers involved in the recently announced mergers say that diversification and nationwide banking are their goals, their immediate plans are more limited, aimed at solving today's problems.

The nationwide banking and trading system does nave some limitations.

New Jersey will open its borders to nationwide interstate banking on Jan. 1, the state's Banking Commissioner, Mary Little Parell, announced today.

But among economists, the idea of nationwide banking has widespread support.