Indeed, for some people who go to the doctor often, it may pay to spend even more on premiums to upgrade to a better policy.
Some insurance companies provide discounts on premiums for children who have had such formal instruction.
Health care plans could still be competitive on benefits, provider fees and premiums.
In fact, the evidence is clear that employers save money on premiums when they set up competition among employee health plans.
And it will save families $1,000 a year on premiums.
And the longer this weather continues, the more impact it will have on premiums.
It does not include any investment income earned on held premiums.
Two bills were introduced last week to remove the ceiling on premiums.
A Federal board would negotiate with private plans on premiums and benefit packages.
Tax relief on premiums paid to private insurance schemes could be introduced.