On August 3, 1989, the Board issued its decision (3-2 in which Wells was part of the majority), which disapproved of an "enhanced pension plan", ordered a refund to customers for inappropriate executive expenses, but did not make any order with respect to individual executive salaries.

Over the same period, it has ordered $59 million in restitution to customers.

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The Farmers Insurance Group, a subsidiary of B.A.T. Industries P.L.C., London, was ordered yesterday by California regulators to rebate $183 million to customers under a 1988 insurance reform law.

The Pennsylvania Insurance Department took over management of the company late Friday and ordered an indefinite moratorium on policy cancellations and loans to customers after a sudden run on the company's assets, said Ronald Chronister, a Pennsylvania deputy commissioner.