Beneficiaries have to pay annual deductibles before Medicare pays for doctors' services.

Recipients of long-term care make small payments and pay deductibles.

Employees who go outside the physician network are required to pay very high deductibles.

They are required to pay deductibles, co-pays, and premium payments.

They would reduce it by requiring workers to pay higher deductibles, co-insurance and premiums.

To deter problems, many laptop schools ask parents to pay mandatory deductibles and insurance fees.

Those documents strongly suggest that elderly people will pay higher premiums, deductibles and other costs if they stay in the standard Medicare program.

For example, many beneficiaries - especially those who use doctors' services but not hospitals - would be required to pay higher deductibles.

Despite paying larger deductibles and co-payments, most employees do not understand that they play an active role in keeping benefits costs down.

Such policies pay deductibles, the patient's share of doctors' bills and certain other expenses not covered by Medicare.