Some people may delay moving plans, he said, but not cancel them altogether.

Only people who have no money will delay in getting medicine.

"I think Windows 95, if anything, would cause people to delay their purchasing decisions," he said.

One will examine why people delay seeking immediate medical care.

So why don't more people delay taking their Social Security?

As young people delay life decisions, it seems that 30-year-olds are dressing and talking more like 20-year-olds than they used to.

Some people may decline or delay receipt of test results.

Anticipation of even lower prices in the future, however, can lead people to delay spending further.

"Most people would delay forever rather than take a chance with the unknown."

"And when people delay children, they have fewer," he said.