And if so, why is it necessary to reduce it to a personal financial transaction.

So without ever leaving their home, they turned to the place where millions of anonymous business and personal transactions take place each day: the Internet.

The lawyer described it as "nothing more than a garden-type personal transaction at fair value."

The work itself consists substantially of personal transactions between the polluter and field staff.

However, the expectations and obligations in a casual personal transaction are not those of a professional relationship.

Perhaps the time has come to try to secure personal transactions as well, at least partially.

Register as an 'Individual' to make personal transactions.

But not one teller or officer who had conducted the personal transactions could remember ever seeing either man come in.

"It can include all your personal financial transactions and your medical records," she observed.

"We've developed a tendency in America to describe every personal transaction in clinical terms," he said.