One decision you'll eventually face is whether to put some (or all) of your savings into a prepaid 529 plan.

Two million people, most of them middle class, are covered by prepaid plans like the Aetna-owned company, which has 240,000 members.

In a reformed system neither hospitals nor doctors inside a prepaid plan would bill anyone.

Most prepaid plans cover only state schools, while the savings plans can be used anywhere.

The prepaid plans were guaranteed to increase in value at the same rate as college tuition.

Grandparents, in particular, seem to like the prepaid plans because of their apparent safety.

One major factor has been a shift to prepaid medical plans, which often give doctors financial incentives to hold down costs.

But prepaid plans are guaranteed to meet future college costs.

But he said that most first-time patients in community clinics and prepaid medical plans do not expect therapy to last long.

I couldn't even find out if they offered any prepaid plans on their website.