And one-year bill rates dipped by three basis points, to a late rate of 5.87 percent.

But on a spring morning in 1999, as she was heading out to a Bible study class, the rate dipped below 40.

And one-year bill rates dipped by 3 basis points, to a late offered rate of 3.89 percent.

Six-month bill rates dipped by a similar amount, to a late rate of 7.42 percent.

And the one-year bill rates dipped by a basis point, to an offered rate of 7.52 percent.

And one-year bill rates dipped 6 basis points, to 6.91 percent.

One-year bill rates dipped, also by a basis point, to a late offered rate of 6.84 percent.

Six-month bill rates dipped by 1 basis point, to 7.44 percent.

Six-month bill rates dipped by four basis points, to a late offered rate of 7.28 percent.

And six-month bill rates dipped by six basis points, to a late offered rate of 7.36 percent.