Each $5 increase in the price of oil reduces our national income by about $17 billion a year.

The total, the company said, would reduce its income this quarter by about $360 million, or $1.57 a share.

This action reduced income for the quarter and 9 months by $18 million.

"To reduce their income by 10 percent, that would have been enough to upset them."

The effect of this change, the company said, will reduce reported net income for 1997 by about $150 million, or 88 cents a share.

This can significantly reduce their income in retirement and there is no second chance to make a better decision.

Not only does this decrease quality but it further reduces income.

For many families, reduced income compared to five years ago adds to the grief.

The charge reduced net income by $23.7 million, or 31 cents a share.

This would have a major negative impact by both raising the Government's spending and reducing its income.